The old saying: "Insurance is great... until you need it."
Today, insurance companies go to great lengths to avoid paying an insured for a covered incident. People find out the hard way that they are not in good hands with AllState, State Farm is not there, and Nationwide is not on their side.
Ohio consumers cannot fight an insurance company in a coverage dispute. The company has tons of money, knows all the legal tricks, and can simply refuse to cooperate with its insured. In the end, the insurance company wears down the resolve of the insured until they throw in the towel.
Justin Madden has always welcomed a fight with an insurance company. He will confront the insurance company with an allegation of bad faith and pursue it until the company pays the full amount of the claim, plus the insured's attorneys fees and expenses.